Essential Mortgage Solutions - Rafael Garcia - Salinas, California

Kris K.

Rafael was amazing to work with. He was referred by our good friends who had worked with him previously and also had a great experience. He was a huge help getting our home sold quickly and for our asking price, since he did the research ahead of time to ensure we went out right the first time. I highly recommend him if you are looking to sell your home.

We will also be using him again once we find our new home, and I can't wait!

Red L.

Choosing Rafael as my advisor was no brainer. Right from my first time meeting him he was very professional, friendly, and honest. I knew what Rafael told me was his honest opinion and if he had any doubts he would bring it up.
Being that i was a first time buyer i was very clueless on the process and Rafael was able to take the time to explain everything to me and offer me options.Rafael was excellent at communicating and always kept me updated on progress and new developments. Not once through out the process did i ever feel like i was in the dark, Rafael always kept me informed. He was also able to work around my unconventional schedule and still be able to make deadlines.
I was very pleased with Rafael's services and the superior service from the company. They were able to exceed my expectations and make this process fun and as pleasant as possible. I will be highly recommending Rafael to all my friends, coworkers, and family.

Jorge A.

First time home buyer here. Rafael did an amazing job guiding me through the process and always available to answer questions. He was able to beat the interest rate offered by another big bank lender I had looked at on my own and got me the better deal. Overall easy guy to work with and is patient with first time home buyers who need extra help to get the deal closed in 2021. Thanks Rafael.

Sergio T.

My wife & I recently refinance our home with Rafael for our second time. He made it an easy process & he was very prompt & professional getting back to us with any questions we had. We highly recommend him. Thanks again for your help!

luis M.

I knew mortgage financing rates were low, I always doubt what is posted on-line. Thus, I called Rafael Garcia and inquired with him on current rates.
The rates he quoted me were acceptable to refinancing. Within a matter of hours he provided me with an estimate and kept me informed on rates during the week. We were able to keep an eye on rates throughout the week, once 2-1/8% was available for our refi we froze it and within 12 days we closed on our new 15 year mortgage. The process was easy, documents can be submitted digitally and emailed and you can review all documents and contact Rafael at your leisure. Very responsive and professional. Great transaction. I highly recommended his services. You will not regret working with Rafael. Thanks Rafa!

Jorge M.

I have done business with Rafa twice already first when I bought my house and second time when I had to refinance. Both times I was very pleased with the service and customers service attention I got. If you ever need help buying selling or refinancing, this is the man you need to go to.

Angelica B.

Our experience with Rafael was great, from the beginning to the end he guided us step by step, making us feel confident throughout the process, answering all our doubts and successfully managing to have our house.
Thanks Rafa for your help and excellent customer service once again.

Marcos C.

Rafael is dedicated to serving his clients needs and best interests. He guided me through the finance process with ease and diligence. All around great experience working with Rafael and I can’t recommend him enough.