North Coast Financial, Inc. Hard Money Lenders - Oceanside, California

Introduction to North Coast Financial, Inc.

North Coast Financial, Inc. stands as a reputable and experienced financial institution specializing in hard money lending. Located in Oceanside, California, at 2424 Vista Way UNIT 202, the company provides crucial short-term financing solutions for real estate investors and developers. With a dedicated team and a commitment to efficiency, North Coast Financial, Inc. has established itself as a trusted partner within the Southern California real estate market. Their primary focus is on providing flexible and accessible funding options, catering specifically to projects that may not qualify for traditional mortgage financing. The business operates as a comprehensive financial agency, offering services including mortgage lending, loan agency, mortgage brokerage, and real estate agency support. This multifaceted approach allows them to serve a wide range of client needs throughout the investment lifecycle.

Location and Accessibility

The company’s physical address is 2424 Vista Way UNIT 202, Oceanside, CA 92054. They prioritize accessibility for all clients, demonstrated by several key features. The facility boasts a wheelchair accessible entrance, ensuring ease of access for individuals with mobility challenges. Furthermore, a wheelchair accessible parking lot is available, and a wheelchair accessible restroom is provided within the premises. Finally, wheelchair accessible seating is incorporated into the office space, demonstrating a dedication to inclusivity. This commitment to accessibility underscores their client-centric approach and aims to create a comfortable and welcoming environment for everyone.

Services Offered: Hard Money Loans and Beyond

North Coast Financial, Inc. specializes in hard money loans, a type of financing characterized by its speed and flexibility. These loans are typically secured by real estate and are often utilized for projects requiring quick funding, such as fix-and-flip ventures, short-term rentals, and bridge financing. Unlike traditional mortgages, hard money loans often require less stringent underwriting and can be processed in a matter of days. However, they typically carry higher interest rates to compensate for the increased risk. Beyond hard money loans, the company also offers:

• Mortgage Lending: Traditional mortgage solutions for a variety of property types and borrower profiles.
• Loan Agency: Facilitating loan origination and servicing for other lenders.
• Mortgage Brokerage: Connecting clients with the most suitable mortgage products from a network of lenders.
• Real Estate Agency Support: Providing valuable resources and guidance to real estate investors.

Client Testimonials and Reputation

North Coast Financial, Inc. has garnered a strong reputation for reliability and responsiveness, evidenced by the numerous positive reviews on Google My Business. Currently, the company holds 65 reviews with an average rating of 5/5. These reviews consistently highlight the company’s speed, efficiency, and customer service. One client stated, “Highest of recommendation for Don Hensel, President of North Coast Financial. We have been working with his company for over 7-years and we've completed over 8 deals and its simply peace of mind, to know we can secure funds quickly and efficiently for a short term project. They are affordable easy to work with and friendly.” This feedback emphasizes the value clients place on the company’s ability to deliver timely results and build lasting relationships. The consistent positive feedback suggests a dedication to meeting client expectations and providing a seamless financing experience. The longevity of client relationships – exceeding seven years for many – speaks volumes about the trust and confidence placed in North Coast Financial, Inc.

Contact Information and Website

For inquiries and to learn more about North Coast Financial, Inc.’s services, potential clients can reach them via phone at 607222991. Their website, northcoastfinancialinc.com, provides detailed information about their services, loan products, and company history. The website is designed to be user-friendly and informative, offering a convenient platform for potential clients to explore the company’s offerings and submit inquiries. It is a valuable resource for anyone seeking hard money financing in Southern California.

Conclusion

North Coast Financial, Inc. represents a dependable and knowledgeable partner for real estate investors seeking short-term financing solutions. Their commitment to accessibility, combined with their expertise in hard money lending and related services, positions them as a valuable asset in the Southern California market. The positive client feedback and operational features underscore their dedication to client satisfaction and efficient service delivery. They provide a foundation of trust and stability for those navigating the complexities of real estate investment.

👍 Reviews of North Coast Financial, Inc. Hard Money Lenders

Tamara B.

5/5

Highest of recommendation for Don Hensel, President of North Coast Financial. We have been working with his company for over 7-years and we've completed over 8 deals and its simply peace of mind, to know we can secure funds quickly and efficiently for a short term project. They are affordable easy to work with and friendly.

akala L.

5/5

Working with Jeff and Don Hensel at North Coast Financial was straightforward and simple. I needed a loan to pay off a lien against my estate, but as the executor of the estate, no one would give me a loan until I had title in my name. I almost lost my inheritance. I am forever grateful for the loan I was provided by North Coast Financial that helped me save my families home. Their entire team worked quickly and seamlessly to get me the funds I needed. From beginning to end, the process took less than 2 weeks from me submitting my paperwork to getting the funds in my bank. I did have all documents needed which helped the speed of everything, but they worked efficiently and as quickly as I was able to get them what they needed. Thank you to the entire team who made this possible for me, I highly recommend working with North Coast Financial, Inc.

Martha M.

5/5

Don and his team are a pleasure to work with! Very professional. Extremely experienced and knowledgeable. Always available and they always take the time to answer any and all questions. Never any surprises, they always deliver exactly what they said they would do. And they never miss a deadline. North Coast Financial is an outstanding team and I'd strongly recommend them to anyone who could use their services!

Ken N.

5/5

We were struggling with a lender that would not offer us any terms for repayment. We contacted Don at North Coast Financial and he was able to move quickly to resolve our situation by arranging a Hard Money Loan that got us out of trouble. If only we'd known about North Coast Financial earlier!

Everything about working with North Coast Financial was outstanding. They were prompt in responding to any questions and they were great and keep us up to date with the process.

North Coast Financial is professional, reliable and has an excellent rating from other customers. Highly recommended!

john J.

5/5

Don Hensel and the team at North Coast Financial are outstanding. Our financing included jumbo loans on both the new home we were buying and on our existing home, and the time line to close was very short. Don and the North Coast Financial team performed flawlessly throughout the entire process. At every stage, they never missed a beat, they always moved impressively quickly, and they always delivered exactly what they said they’d deliver, with never any surprises. They were especially helpful in always being available and reachable and always taking as much time as needed to answer all of our questions, and the final loan terms and funding were exactly as they indicated up front. Don and his team are very professional, they are extremely experienced and skillful, and they are a pleasure to work with. Thank you Don and team at North Coast Financial!

Rick J.

5/5

Jeff and Don were very helpful, knowledgeable, prompt and they made a complex loan very simple all the way through the process.

Kyeshia G.

5/5

Jeff and Don were beyond amazing with helping my husband obtain a loan during our probate period. They were fast and communication was excellent every step of the way. I definitely recommend and will use them again

N W.

5/5

I am so incredibly grateful for Jeff, Don, and North Coast Financial! After having not lived in the US for several years, it came as a surprise to my husband and I that our perfect credit had completely vanished and our previously pre-approved standard mortgage could not be funded. With an accepted offer already in hand on our dream property, we scrambled to find a hard money lender who could buy us some time while we organized A-lender funding. Jeff was able to have our application approved within 24 hours and we were successfully able to remove subjects within 48 hours, and close on the property in less than 10 days. Throughout the whole process, both Jeff and Don were exceptionally easy to work with, open, HONEST, responsive, professional, timely, efficient, and just an overall DREAM to do business with. I would 100% use their services again and highly recommend them to anyone. In fact, in such a hot sellers market, I would even use their services just to make my real estate offer more desirable to seller since it would allow us to close on a property within days, rather than within months (with a regular lender). Thank God for North Coast Financial! I wish this company decades of success!